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MessagePosté le: Sam 14 Juil - 07:57 (2018)    Sujet du message: Women's Nick Easton Jersey Répondre en citant

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BEIJING, Sept. 20 (Xinhua) -- A surge in housing mortgage loans and an undersupply of construction land contributed to a sweeping increase in home prices across China.

Official data showed that more cities reported home price increases in August than in July, regardless of size.

A central bank survey showed that 53.7 percent of polled residents thought home prices in the third quarter of 2016 were "unacceptably high Rashaan Evans Jersey ," up from 53.4 percent in the previous quarter.

Nevertheless, 16.3 percent of respondents were "ready to buy homes" in the coming three months, up from 15 percent in a quarter earlier.

Analysts said ordinary people prefer property as a safe and relatively lucrative investment to risky stocks and occasionally fraudulent online financing products.

People widely believe that the government virtually underwrites the value of properties, said Li Xunlei, chief economist at Haitong Securities Quenton Nelson Jersey , one of China's largest brokerages. A robust property sector can boost the consumption of steel, cement, non-ferrous metals, chemicals, home appliances and furniture P.J. Hall Jersey , and the government is supposed to support its expansion.

Cheap and easy mortgages have, to a large extent, helped turn people's bright outlook into actual purchases.

"Banks now favor mortgages as returns in the real economy are low and unstable," said Xia Dan, a senior researcher with the Bank of Communications Nick Chubb Jersey , one of China's top five lenders.

Central bank data showed that Chinese banks in August issued 529 billion yuan (about 79 billion U.S. dollars) in household medium- and long-term loans, mortgages accounting for 55.7 percent of the total.

In the first eight months of the year, these loans jumped 90.4 percent year on year to 3.63 trillion yuan.

In contrast, enterprises got less from banks, although China's current easy monetary policy -- low interest rates and reserve requirements -- was meant to help them.

"The rising home prices are now based on household loans Nathan Shepherd Jersey , which is risky," warned Yao Zhizhong, a global economic and political researcher with the Chinese Academy of Social Sciences.

A natural and sometimes man-made shortage of land for housing development could be another reason for the price hikes, particular in big cities.

For instance, Beijing plans to supply 4 Minkah Fitzpatrick Jersey ,100 hectares of construction land in 2016, down from 4,600 hectares in 2015 and 5,150 hectares in 2014.

Prices of recently auctioned land plots in many cities were already higher than those of nearby existing homes, meaning that home prices in these areas are set to increase.

Some people called the phenomenon "flour more expensive than bread." High land prices and high home prices have become a case of chicken and egg.

Municipal governments that rely too much on land sales for fiscal revenue deliberately supply land very slowly "like squeezing toot.


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